Services

Self Directed Brokerage Account Management

 

Self Directed Brokerage Account (SDBA) management is ideal for participants of 401(k), 403(b), or 457 accounts. We accept full fiduciary responsibility and provide a legal safe harbor as defined by the applicable sections of the ERISA federal retirement law and the Internal Revenue Service Code.

We offer seven retirement account management strategies and multiple blends. All options use diversified asset allocation strategies to control risk without inhibiting investment flexibility. Your representative, along with our portfolio management team, determines which of the various options should be offered based on the goals, objectives, risk tolerance, needs, and time frame of the participants.

Our retirement account management is ideal for a wide range of clients. Designed for both a participant who is just beginning to save for retirement as well as a participant with an established account who is preparing to retire.

 

 

Custodial Relationships

• BOK Financial – Self Directed Option
• Chase Investment Services – Self Directed Option
• Fidelity 401(k) – BrokerageLink®
• Pershing – Self Directed Option
• Princor (Principal) – Self Directed Option
• Prudential Brokerage – Self Directed Option
• Schwab – Personal Choice Retirement Account (PCRA)
• Security Benefit – Self Directed Option
• TDAmeritrade – Self Directed Brokerage Account (SDBA)
• TIAA-Cref
• TRowe Price – TradeLink®

Primary Benefits

  • Full Acceptance of Fiduciary Responsibility
  • Active Management
  • Relationship with the Largest Retirement Plan Providers
  • Risk Management Optimization

Brokerage Window Retirement Plan Strategies

Income (Total Return)

This strategy is for the growing pool of investors who seek an income stream, but also want 100% liquidity. A low-risk strategy, it uses a variety of investment tools. It is also an excellent complement to illiquid investments as an income-strategy portfolio is not penalized for withdrawals.

Absolute Return

This strategy is for the risk-averse investor who wants some participation in the market. Its guiding principle is to attempt to avoid a negative return in any rolling 12-month period. A defensive portfolio, it may experience high turnover and may build high proportions of cash as dictated by market pressures.

Balanced

One of our flagship strategies, this approach is for the more conservative investor who seeks less volatility and competitive returns. Since 1984, this blended, equity and fixed-income strategy has produced returns near the S&P 500 with about 65% of the standard deviation.

Faith and Values ® Balanced

The Faith and Values® Balanced Portfolio is for the moderate investor who would like to have a balanced exposure to both the equity and bond market. This blended strategy adjusts the stock-bond ratio in response to the market environment. It provides investors a way to align their investment portfolio with their faith and values.

Equity

One of our flagship strategies, this approach is for the investor who wants full market participation and equity diversification. This strategy has successfully exceeded the returns of the S&P 500 since 1984, net of all fees, and has done so with historically less standard deviation.

Strategic Multi-Cap

This is an equity strategy for the investor who has a generous time horizon. The portfolio incorporates diversification and tax-sensitive balancing and employs a combination of the most efficient tax lot techniques to reduce realized capital gains and tax liability.

Global

This strategy is for the investor comfortable with the potential volatility of international markets, who wants broader diversification and who seeks to capture returns from faster-growing foreign sectors.

The Standard & Poor’s 500 Stock Index consists of 500 stocks chosen for market size, liquidity and industry grouping, among other factors. The market value-weighted index is designed to be a leading indicator of the U.S. equities, is meant to reflect the risk/return characteristics of the large cap universe and includes the reinvestment of all dividends. Indexes are unmanaged and cannot be invested into directly. Investing in limited sectors may increase overall volatility of your portfolio. Investing in any securities involves a risk of loss.