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Schwab is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear(s) on this Web site. "The Pacific Financial Group, Inc." is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. "The Pacific Financial Group, Inc." provides investment advisory services for your account. Schwab has agreements with "The Pacific Financial Group, Inc." under with Schwab provides "The Pacific Financial Group, Inc." with services related to your account. Schwab does not review the "The Pacific Financial Group, Inc." Web site, and makes no representation regarding the content of the Web site. The information contained in the "The Pacific Financial Group, Inc." Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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