401(k) SDBA Pre-Retirement Solution
Unlock the Power of Advice with Self-Directed Brokerage Accounts
Discover SDBA
A Self-Directed Brokerage Account (SDBA) is a plan option for retirement savers (employees of group plans) that want to expand their horizons when it comes to having choices within their employer's retirement plan.
Participants of 401(k), 403(b) or 457 plans can choose the SDBA window as a way to go beyond the boundaries of their group's investment options and customize with the help of an advisor.
Because TPFG is the leader in this field, we already know what plans offer this option. We also know that the key to success is advice - long before it's time for your client to retire.
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What is a Brokerage Window?
Many employer-sponsored group retirement plans have an option for their employees called a "brokerage window".
This option, also known as a Self-Directed Brokerage Account (SDBA), exists in thousands of 401(k), 403(b), and 457 plans across the country.
Using SDBA is a great way for financial professionals to help their clients personalize their retirement plan investments.
How it Works
Most employee-sponsored group retirement plans have "core" investment offerings for employees to contribute to while they work and save for retirement.
Core plan options are often fine but limited. Many plans now also offer a brokerage window or SDBA option in addition to the core options.
The SDBA is always linked to the core plan, so the employee's savings never leave the tax-shelter of the group plan. The SDBA not only expands the scope of investments beyond the core, but it allows for personalized advice.
Coaching Is Key
In the world of investing, embracing our human instincts can often lead to costly errors. Logic and strategy must prevail over emotion.
This is where the value of a financial advisor shines through.
With the guidance of a financial "coach," navigating, and steering clear of common behavioral pitfalls is much easier.
Plans Offering SDBA
Corporate Plans
- • Northrup Grumman
- • Lockheed Martin
- • SoCal Edison
- • UPS
- • Home Depot
- • Delta Airlines
Healthcare Plans
- • Kaiser Permanente
- • Dignity/CommonSpirit
- • Adventist Health
- • Providence Health
Education Plans
- • California School District
- • California Municipalities
- • University of CA system
- • Cal State University system
- • USC
- • CA Unified School Districts
Government Plans
- • City of Los Angeles
- • LA County
- • Orange County
- • San Diego County
- • Other California Counties
- • State of California 403bs & 457s
The Freedom of Choice
Self-Directed Brokerage Account Management Allows Advisors to Care More Holistically
TPFG's Strategy PLUS model portfolios were built just for self-directed brokerage account management. For advisors wanting over 30 curated options to manage their client's In-plan retirement assets.
Let Our Team help you find where SDBA is available today!