Surpassing the Hurdles Takes Commitment
Bellevue, WA – April 29, 2025 – The Pacific Financial Group, Inc. (TPFG), a registered investment adviser and a trailblazer in self-directed brokerage account (SDBA) In-Plan retirement solutions since 1984, announced another initiative to lower costs for investors by reducing fees, eliminating the 12b-1 fee, and converting its PFG Single Ticker Model (STM) Funds from R-Shares to I-Shares. This bold move underscores TPFG’s commitment to transparency, affordability, and maximizing customized advice for 401(k), 403(b), and 457 plan participants, particularly those utilizing Self-Directed Brokerage Accounts (SDBAs).
Effective March 31, 2025, TPFG has reduced their 0.10% 12b-1 fee, previously applied to its PFG STMs, to 0.00%, ensuring investors retain more of their returns. TPFG partners with Capital Group| American Funds, Janus Henderson Investors, J.P. Morgan, Invesco, BlackRock, BNY, Fidelity Institutional Wealth Advisers, MFS, Meeder, and PIMCO to provide industry leading investment management through financial advisors across the country.
“Lowering fees and eliminating 12b-1 charges reflect our fiduciary duty to put clients first,” said Chris Mills, CEO of TPFG. “By moving to I Shares, we’re delivering institutional-quality investment models while empowering advisors to help retirement plan participants build stronger retirement futures, long before they retire.”
These changes enhance TPFG’s award-winning Strategy PLUS program, which offers over 30 model portfolios tailored for multiple risk tolerances. The Strategy PLUS program is the only multi-manager, multi-mandate solution within the “In-Plan Advice” retirement market for advisors wanting to help participants.
Supported by RiskPro®, TPFG’s proprietary interactive, digital portfolio building tool, advisors can construct and monitor portfolios with precision, while their Guided Paperwork Solution (GPS), powered by Smart IQ®, streamlines paperless client onboarding. TPFG’s fee reductions are poised to deliver significant savings, amplifying long-term growth in the 401(k), 403(b) & 457 retirement markets.
Participants in retirement plans can work with TPFG-affiliated advisors to access in-plan advice within their SDBAs. Financial advisors are encouraged to contact their Regional Consultant to leverage TPFG's support at (800) 735-7199 or visit www.tpfg.com to learn how these changes can benefit their practices and their clients.
Founded in 1984, The Pacific Financial Group, Inc. offers a leading turnkey asset management platform (TAMP) specializing in unique wealth solutions. TPFG empowers advisors and investors with innovative technology, personalized service, and fiduciary-driven strategies. Recognized with awards for Financial & Investment Innovation, TPFG continues to set the standard for retirement & investment planning excellence.
Important Disclosure: The opinions and views expressed are as of the date published, are subject to change and may not reflect the views of others in the organization. They are for information purposes only and should not be used or construed as an offer to sell, a solicitation of an offer to buy, or a recommendation to buy, sell or hold any security, investment strategy or market sector. There is no guarantee that the information supplied is accurate, complete, or timely, nor are there any warranties with regards to the results obtained from its use.
Mutual fund investing involves risk; including the total loss of principal. Equity and fixed income securities are subject to various risks including, but not limited to, market risk, credit risk and interest rate risk. There is no assurance that the investment process will consistently lead to successful investing. Class I Shares may not be available to all investors and may have specific eligibility requirements. See a prospectus for eligibility requirements and TPFG’s Form ADV for complete details on fees, risks and additional information.
RiskPro® is an interactive, digital analysis tool that produces simulations and statistical analyses that present the likelihood of various investment outcomes if certain investments are made. There are various ways to estimate the investment risk of a security or a portfolio of securities. The sole method of estimating investment risk utilized by RiskPro is Risk Tolerance
Actively managed portfolios may fail to produce the intended results. No investment strategy can ensure a profit or eliminate the risk of loss.